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Personal Budgets for Social and Care Needs

A personal budget for social and care needs is the amount of money allocated to you to pay for your care and support. The amount is based on your social care assessment.

You can choose to receive your personal budget as a direct payment so that you can arrange and pay for your own support, or we can arrange your support for you.

Your direct payment can be used to:

  • employ your own personal assistant
  • pay for support from a service provider of your choice
  • pay for other ways to meet your needs

Direct payments are paid as a lump sum if you require equipment or every 4 weeks in advance for regular and ongoing needs. They are for you to spend on the

outcomes agreed in your care and support plan. They put you in control of the care you receive and give you more flexibility over how your care and support is provided.

There are a number of ways you can manage your direct payment.

Managing your direct payments

You can receive your direct payments:

  • directly into your bank or building society account. This account must only be used for your direct payment
  • on a pre-payment card. This works like a debit card

You'll need to be confident with money and associated paperwork to have a direct payment as you'll need to send receipts and invoices to us when requested. We'll carry out regular checks to make sure your money is being used in the correct way. If we do not receive information when requested, or you break the terms of the Service User Agreement, we may suspend your direct payment.

Note: direct payments may not be suitable if you spend long periods of time in hospital.

Third Party Provider/Individual Service Fund

The money goes to the service provider you want to provide your care and support. You decide how to spend the money, but the provider manages it on your behalf and is accountable to you. The service you receive is delivered exclusively by that provider.

Managed Account Provider

The money goes to a provider of your choice. You decide how to spend the money but the provider manages all payments out of the account on your behalf and is accountable to you. The money can be used to pay for services delivered by one or many service providers, which may or may not include the one that manages the money for you. There may be a charge for this service.

You can also choose a combination of the above options.

Benefits of Direct Payments

  • you can take control of your support
  • you'll have a lot more choice in selecting the services you need
  • they can be used flexibly to meet your needs
  • if eligible, you can choose and employ your own Personal Assistant

More information

For more information about Personal Budgets and Direct Payments please speak to your linked worker ie. Social Worker, For general enquiries please contact:

Social and Care Personal Budgets

Children’s Social Care

T: 0161 217 6028